Prepare before you go
Install Alipay or WeChat in advance using your overseas phone number, complete identity verification, and bind your international card. Your card-issuing bank may require additional verification—resolve this before departure.
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Mobile payments
One smartphone, one international bank card, and a small amount of cash as backup—this covers most daily expenses.
Information verified: November 2026Commonly Accepted Cards
The official guide lists Visa, Mastercard, UnionPay, American Express, JCB, Diners Club, and Discover. Actual acceptance, transaction limits, and fees depend on the app and your card-issuing bank’s policies.
How to pay at stores
Scan the merchant’s QR code or display your payment code to the cashier. Always confirm the amount and merchant name before paying—never share SMS or app-based verification codes with strangers.
Keep a backup option
Cash in RMB remains widely accepted, and international cards are accepted at merchants displaying their logos. Carry a small amount of cash and store a spare card separately from your phone.
Southeast Asian Travelers
Some foreign e-wallets like Touch ’n Go eWallet, TrueMoney, Changi Pay, and GCash can be used at select Chinese merchants—check availability in real time via your wallet or the store.
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